A descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officersA descriptive research whose purpose is to study the saving behaviors and the factors related to the saving behaviors for government officers who aged 50 and above. The sample size was selected through purposive random sampling, 261 officers, from 7 colleges nationwide. Descriptive statistics was then used to analyze the data which includes 95 respondents. Data was collected using mailed questionnaires whose face validity and reliability =0.78. The findings with regards to saving behavior revealed that females had an efficient amount of savings, various types of saving money and saving purpose more than males. Those from the age range of 53-55 years has better saving behavior than other groups like using types of savings to acquire real estate and the saving purpose for emergency use . The single group and the instructors group had less than 5,000 baht/month of savings, using forms of saving money in buying real estate more than other groups. The married group had more saving for emergency use compared to the other groups. For the economic factors (income and expenditures) and saving behavior, in relation to income/month and type of savings, most groups chose to buy real estate and savings through bank accounts and cooperatives more than the other groups.
Keywords: Saving behavior, retirement of the government officers