The continuous advancement of technology has deeply integrated payment systems into the everyday financial practices of Filipinos. These systems now shape how consumers manage their money and perform transactions, making it important to understand the factors that influence their purchase intentions. The study used multiple linear regression to investigate the factors influencing Filipino consumers' intention to use digital payment methods. Data was collected through a nationwide online survey. Results showed that Information Literacy (IL), Financial Knowledge (FK), Perceived Risk (PR), and Financial Security (FS) significantly influence Filipino consumers’ intention to use digital payments. Meanwhile, Digital Innovativeness (DI) was found to be an insignificant predictor of Use Intention (UI). Furthermore, the study revealed that the Filipino consumers’ demographic information influences their intention to use digital payment methods. The findings provided significant insights into the behavioral drivers of digital payment use in the Philippine context.

Keywords

Digital Payments, Information Literacy, Consumer Purchase, Multiple Linear Regression