Timely adoption of fintech by entrepreneurs might provide their companies a competitive advantage by increasing service offerings, minimising expenses, and enhancing customer satisfaction. Despite this, entrepreneurs' adoption of fintech is still erratic worldwide. This study investigates how entrepreneurs are currently utilising fintech and explore the key determinants propelling fintech adoption, such as perceived ease of use, government support, perceived risk, trust and also financial literacy. The study aims to provide valuable insights to entrepreneurs controlling the ever-changing fintech industry by examining these drivers. This paper also explores overcoming adoption hurdles, such as fostering trust with customers, collaborating with reliable fintech providers, and staying informed about regulatory developments. The aim of study is to provide resources that entrepreneurs need to fully use fintech solutions and succeed in the business world. The findings confirm government support and perceived risk have significant effect on the entrepreneurs to adopt fintech. The result also reveals that entrepreneurs with lesser financial literacy, perceived ease of use, complexity and trust can also easily adopt fintech. The present study suggests that, fintech services with no risk and government support could advance the expansion of fintech industry to progress access to entrepreneurial success.Timely adoption of fintech by entrepreneurs might provide their companies a competitive advantage by increasing service offerings, minimising expenses, and enhancing customer satisfaction. Despite this, entrepreneurs' adoption of fintech is still erratic worldwide. This study investigates how entrepreneurs are currently utilising fintech and explore the key determinants propelling fintech adoption, such as perceived ease of use, government support, perceived risk, trust and also financial literacy. The study aims to provide valuable insights to entrepreneurs controlling the ever-changing fintech industry by examining these drivers. This paper also explores overcoming adoption hurdles, such as fostering trust with customers, collaborating with reliable fintech providers, and staying informed about regulatory developments. The aim of study is to provide resources that entrepreneurs need to fully use fintech solutions and succeed in the business world. The findings confirm government support and perceived risk have significant effect on the entrepreneurs to adopt fintech. The result also reveals that entrepreneurs with lesser financial literacy, perceived ease of use, complexity and trust can also easily adopt fintech. The present study suggests that, fintech services with no risk and government support could advance the expansion of fintech industry to progress access to entrepreneurial success.