The distribution of dividends or profits in the company is something interesting to discuss. In this dividend distribution process, of course, companies have their own policies on profits that will be distributed to shareholders.  Factors that influence dividend policy  include ownership structure,company growth, and liquidity ratio.  The purpose of this study is to analyze the influence of these factors with dividend policies. The research was conducted on insurance companies listed on the IDX in 2018-2020. From the existing population were taken 9 samples of enterprises. Data collection techniques use documentation taken from the company's official web and literature studies. The collected data is then analyzed using a t-test to determine its effect. The results showed that the variable ownership structure of both  managerial ownership and institutional ownership had a positive and significant effect on dividend policy.  Variablesof company growth and liquidity have a negative and insignificant effect on dividend policy.

Keywords
Dividend Policy, Ownership Structure, Company Growth, Liquidity