The heat fluxes produced from the friction between disc and pad produce high temperature which causes thermal stresses in the disc and this repeated braking leads to initiation of cracks. Finite element analysis (FEA) is performed to determine the temperatures profile in the disc and to analyze the stresses for the repeated braking cycles. Sequentially coupled approach is used for thermo-mechanical contact problem and the problem is divided into two parts, heat analysis and thermal stress analysis. The heat analysis is obtained by including frictional heat and adopting an Eulerian approach. The heat analysis is conducted by using Abaqus and the toolbox (Brake43P). The thermal stress analysis is followed using Abaqus. The kinematic hardening model with rate independent elasto-plastic  plasticity is used in the stress analysis. Temperature dependent material properties are considered in the present work. The results from the stress analysis show that during hard braking cycles, high compressive stresses are generated on the disc surface in circumferential direction which cause plastic strains and upon cooling, the compressive stresses in the disc change into tensile stresses. Stabilized hysteresis loop is obtained after three braking cycles. The higher stresses in the circumferential direction suggests that the crack initiation is along radial direction which is in agreement with actual problems