As there is an increasing number of Sirindhron College of Public Health’s government officials retiring each year, a proper financial preparation is needed to prevent any possible financial difficulties. Therefore, the study examines financial preparedness and the factors that affect saving and investment. 261 sample sizes are in 7 Colleges nationwide, selected by purposive sampling. Data collected by questionnaires and analyzed by percentile, mean, Chi– Square and Correlation Analysis.

Results: The government officers were saving money in bank or cooperative accounts. Most have a sound understanding of financial planning and prioritize the size of their monthly income and professional compensation, their expenses along with other factors and that will help them save up. The factors that affect on saving has a statistical importance as they correlate to personal factors (age), everyday expenses, and debt factor. Their educational level correlates to saving by buying stocks; regular income has a correlation with saving in Government Pension Funds and other investment. In summary, the sample group who is quite prepared to retire by using savings and are careful with their income and expenses. They have a various forms of saving. However, this study is done by questionnaires so other methods should be used.