In the current era of globalization, Indonesia has experienced some very rapid economic and technological development. Information technology is a very important need. This information technology has a tremendous impact on today's banking world. Lately, there have also been many changes in information technology, as well as in the field of telecommunications which is mostly due to the urgency and enormity of competition in the banking world. This development is getting faster and faster. Therefore, currently, the banking industry is increasingly aggressive in creating systems that combine information technology with Financial, one of which is Mobile Banking. In this study, the authors used descriptive methods with quantitative approaches. Quantitative methods seek to formulate problems, devise models, obtain data, find solutions, test solutions, analyze results, and apply results. All indicators and variables have been tested for validity with their respective criteria and all have passed validation tests.