The internationalisation of banking operations has significantly contributed to making the supervision of cross-border banks much more complicated not only at a national level but at a regional level as well.

The main purpose of this paper is to take a first step towards a characterization of cross-border banking supervisory systems to help design and manage them successfully following an integrated and holistic approach, including a description of processes covering the regulation, supervision and resolution of financial systems and the linkages between the key different processes. This paper constitutes a compilation of literature’s review on cross border banking supervision.

The results collected through a general review of the available literature and the case study of the Moroccan banking supervision framework attempt to outline the possibility of proposing a supervisory system organized around key macro-processes.

The first part of the paper presents an overview of cross-border banking.  The second part describes the supervisory system adopted in Morocco as an emerging country and highlights the processes set up within the different agencies constituting a whole system to be monitored in an integrated way to ensure the same shared objective which is none other than the financial stability.