Indonesian economic growth has been trending down from about 6,5 % in 2010 to less that 5 % in second half of 2017. Although global economy is also still struggling to recover after world crisis, economic expectations improved by prospects of growth in the last quarter of 2017. In February 2017, unemployment data was recorded at 5.33 percent or 7.01 million people. When compared to February 2016 and then reached 5.50 percent, then open unemployment data in February 2017 decreased 0.17 percent or 10,000 people. Bappenas data states that the projected population of Indonesia until 2035 is estimated to reach 305,652,400 million people. If there is no significant policy breakthrough, no one can imagine TPT rate will also increase , and can cause various social issues. To promote economic growth, Indonesian government should encourage enterpreneurship and innovation. One of the new economic concepts is the "Community-Based Creative Economy" which is a community-driven concept of entrepreneurship that is socially committed to bring changes to be more advanced and cooperative-minded. This study using the methodology by analysis of indepth interviews and observed from some user of microfinance institution as a role model. The concept aimed at lower and middle-class workers, and depends on three vital elements : government, private economic institutions (cooperatives and banking) and educational support from the university. Such a concept of social entrepreneurship is a powerful opportunity to be implemented in Indonesia, but still facing many challenges if tends to be developed into massive, structured, and sustainable movement. The purpose of this research is to present the result of the application of microfinance service model with community-based in Parish of Robertus Cililitan, East Jakarta. The research is conducted qualitatively, literature reviews from related theories were used to explained the policy. From this research, micro finance model had significant influence for the improvement of the welfare of middle to lower class workers. Further research with broader spectrum is needed to established model that can be applied in more global and comprehensive way.
Keywords: community, social entrepreneurship, creative economy, microfinance services, prosperity