As the Indian economy has been going through various fluctuations due to the current government reforms as well as structural reforms across various levels, Indian banks have been facing a lot of pressures. Though the Indian banking sector are well known for their financial and healthy stability, however, due to policy issues at the structural there has been several concerns. Issues such as Net Performance Assets (NPA) were further exposed which led to additional pressures. The aim of the present paper is to compare the social good of these banks with respect to their NPA ratio. The researchers are comparing the social good, measured in terms of Corporate Social Responsibility (CSR) Spend and the NPA Ratio, measured in terms of the total number of wilful defaulters and the total amount which has been wilfully defaulters. The financial performance evaluation was based on various financial metrics like profitability and liquidity. The researchers evaluated the financial performance in addition to NPAs for these banks. The NPAs were evaluated using various aspects of bank’s financial parameters like Net profit, Loans, Advances, Net NPA (NNPA), Gross NPA (GNPA), Enterprise value, Book value, Market capitalization, Deposits, Deposits (CAGR%), CASA deposits, Return on Assets (ROA), and Return on Equity (ROE). The Social Good is evaluated by the CSR Spend of the company for that particular year. All these parameters were extracted from CMIE Prowess database. The study has employed on a sample size data of 28 banks, where all of these banks are a combination of private and government owned banks and the data has been collected over a period of three years from 2016 to 2018. The researchers also performed an extensive literature review to review the comparison of NPA ratio versus social good. As the researchers looked at the NPA ratios they not only looked at the number of wilful defaulters but also the total amount of wilful defaulted.