The increasing interest in mutual fund investment is supported by the growing number of mutual fund investment mobile applications that have been launched. With the development of technology in fintech with the type of Risk Management and Investment, users can invest only by providing funds without having more profound investment knowledge. This study was carried out to identify factors that often positively affect previous research on behavioral intention and user behavior in general and mutual funds using a qualitative method with a Systematic Literature Review approach. The results of this study will answer the research question that is "What are the factors that often affect behavioral intention and use behavior by using a mutual fund mobile application that has been proven to have a significant effect?" and "What factors are likely to have a significant effect on behavioral intention and use behavior in using the mutual fund mobile application?". To answer the research question, the author analyzes the variables in the research article, and 14 factors were found from the results of variable incisions that are often found in the article behavioral intention and use behavior on mutual funds and the article behavioral intention and use behavior in general.