Track: Financial Engineering

Abstract

This study examines how a financial education application can influence a person's decision to make a financial investment. This study also recommends that financial awareness education be implemented as soon as possible using financial education applications, formal education, or non-formal education, with full government support. The study goal is to give accurate information regarding how the existence of financial education applications affects investment decisions, as well as how financial knowledge can mediate the relationship between financial education applications and investment decisions. The data was acquired by making an online questionnaire and disseminating it to 152 respondents who were willing to fill out the information and were qualified to do. It was concluded that financial education application was shown to have a significant positive relationship with financial investment decisions. Financial knowledge mediated the flow between financial education applications and financial investment decisions. Furthermore, it has shown that financial knowledge positively influences financial investing decisions. The implications of this study are to provide information about how financial applications can influence people's decisions to invest, to assist future developers in developing more well-rounded technology applications that can make the application more accessible and user friendly for all people, and to create more people who are aware of financial assets or investments.

Keywords

Financial Education Application, Financial Literacy, Financial Knowledge, Investment Decision and Financial Investment.