A mutual fund is the safest way to invest because it is less hazardous than other options and offers higher returns than a fixed deposit. Investments serve a variety of purposes. Equity mutual funds provide stability and moderate to high returns; some may invest for a specific lockup period for high gains, while others invest for a lifetime retirement; mutual funds have various purposes. The research focuses on the impact of Covid-19 on individual investors in SBI bank stock mutual funds. The information was gathered through a primary source. The structured inquiry was used to acquire first-hand information from 105 investors, and the research was conducted using descriptive statistics for the resulting variables. The data was analyzed and interpreted using with the use of statistical methods such as covariance and the SEM model a conclusion has been drawn.A mutual fund is the safest way to invest because it is less hazardous than other options and offers higher returns than a fixed deposit. Investments serve a variety of purposes. Equity mutual funds provide stability and moderate to high returns; some may invest for a specific lockup period for high gains, while others invest for a lifetime retirement; mutual funds have various purposes. The research focuses on the impact of Covid-19 on individual investors in SBI bank stock mutual funds. The information was gathered through a primary source. The structured inquiry was used to acquire first-hand information from 105 investors, and the research was conducted using descriptive statistics for the resulting variables. The data was analyzed and interpreted using with the use of statistical methods such as covariance and the SEM model a conclusion has been drawn.