Fintech is a process of combining the financial system with technology to become an innovation that facilitates the financial system. Implementation fintech need preparation for to promote the fintech innovation by financial industries or banks. The advantage of using the fintech is it can solve the financial problem, lower cost of their effort, it can improve the customer service experience and it can maximize the market platform such as bitcoin investment. However, in developed countries from Asian Region, it needs a preparation or implementation to promote the innovation of the fintech.